Self-Employed Borrowers

Personalised services tailored to your unique requirements

Loans With Purpose

Self Employed Borrowers

We understand how hard you’ve worked building your business. We also understand business financing needs.

Business owners. You’ve worked hard. We understand the challenges you’ve faced in building a profitable business. We also understand how to read and interpret business financial statements and package them to the right lenders.

Please see our google reviews on the matter as this is an area that we are proud of and is often misunderstood in the industry. Whether you’ve looking for a business overdraft facility, buying a commercial premises or buying a residential house, we are ready to assist.

About Self Employed Borrowers

A self employed borrower is someone operating their own business as a sole trader, partnership, company or trust structure Many Australians are choosing to work for themselves and with digital technology it is now easier than ever to set up a business for yourself. As a business owner or being self employed, the process of getting a loan or finance may require a slightly different strategy as there are other factors that the lender will need to take into consideration such as cash flow, profit and loss, expenditure and any other business debt.

How we can help

We understand the challenges faced by business owners and self employed when applying for finance or home loans. Many Australians are now considered self employed such as tradesmen and contractors and it can be difficult to find a standard loan given your income can be very different to an employee. We work with you to factor in all of the application requirements and this may mean beginning the planning stages well before we process the loan application.

The Right Loan for You

We simplify finding the right loan for you, removing the guesswork and the legwork. We have extensive knowledge and experience in household finance and investment, enabling us to collaborate with you and plan your long-term lending needs, helping you achieve your property investment goals.

Our Client Testimonials

The pay off from all the hard work!

Bernie went above and beyond for us on what was probably a more complicated mortgage application than usual. His communication is excellent, he kept us well informed and delivered an great result for us. Highly recommend.

Danny Chequer

Bernie is an investment savvy broker with the patience of a saint! Quick to act when needed with a thorough, well thought out plan and happy to wait and roll with the punches of our personal situation. Never felt any pressure, just quality advice and support.

Holly Barnes

Dealing with Bernie for refinancing my loan took the stress out of the process. He is an excellent communicator, responsive, professional, fast and efficient. I’ve dealt with other brokers before but none so helpful as Bernie, who is a problem-solver and honest ‘sounding-board’ with a positive attitude. I highly recommend him.

Andrea Hamblin

It’s been such a pleasure to have Bernie Johns from Redhill Home Loans assist and guide me through the whole home and investment loan process. His service was very personable and I found that he was always approachable if I had any questions along the way. I’m glad to have made the decision to refinance and Bernie has helped give me the confidence to do so. I would highly recommend him for his efficiency and professionalism.

Michelle Diep

Bernie and his team made refinancing of a loan seamless and easy with timely and prompt communication which kept me informed the whole time. I can recommend Bernie if you are after a Mortgage broker you can trust to find the best deal for you and to help simplify the process.

Mark B

Finding The Right Loan For Your Circumstances

We empower our clients through the highest level of customer service. Red Hill Home Loans has extensive experience adapting lending needs of residential and investment property owners.