Debt Consolidation

Personalised services tailored to your unique requirements

Loans With Purpose

Debt Consolidation

Are you juggling multiple credit cards, personal loans or car loans? If you are a property owner then we may be able to restructure your debts to take away the hassle of multiple repayments all whilst saving you substantial money in the long term. As part of this service you will also receive expert advice on budgeting and household financial management.

About Debt Consolidation

The idea of debt consolidation is to combine all your current debts together such as car loan, credit cards, personal loans etc. This will save you money on interest and you will have just the one payment to be made rather than juggling multiple payments. This also means you are less likely to miss a payment. While on the surface this seems like a great idea, there are many factors to be taken into account before choosing to do this. These include any penalties for early repayment, will you actually be saving money, any application fees and can you afford the new repayments.

How we can help

If you are considering debt consolidation our first step is to look at your current finances including income, spending and what is currently owed. We then make our recommendations depending on what your financial goals are and how best to structure your debt to help you achieve these. Our years of experience and knowledge of the current lending sector allow us to work with you to find the best solution possible. We are also able to advise on budgeting and household finance management where required.

The Right Loan for You

We simplify finding the right loan for you, removing the guesswork and the legwork. We have extensive knowledge and experience in household finance and investment, enabling us to collaborate with you and plan your long-term lending needs, helping you achieve your property investment goals.

Our Client Testimonials

The pay off from all the hard work!

Bernie went above and beyond for us on what was probably a more complicated mortgage application than usual. His communication is excellent, he kept us well informed and delivered an great result for us. Highly recommend.

Danny Chequer

Bernie is an investment savvy broker with the patience of a saint! Quick to act when needed with a thorough, well thought out plan and happy to wait and roll with the punches of our personal situation. Never felt any pressure, just quality advice and support.

Holly Barnes

Dealing with Bernie for refinancing my loan took the stress out of the process. He is an excellent communicator, responsive, professional, fast and efficient. I’ve dealt with other brokers before but none so helpful as Bernie, who is a problem-solver and honest ‘sounding-board’ with a positive attitude. I highly recommend him.

Andrea Hamblin

It’s been such a pleasure to have Bernie Johns from Redhill Home Loans assist and guide me through the whole home and investment loan process. His service was very personable and I found that he was always approachable if I had any questions along the way. I’m glad to have made the decision to refinance and Bernie has helped give me the confidence to do so. I would highly recommend him for his efficiency and professionalism.

Michelle Diep

Bernie and his team made refinancing of a loan seamless and easy with timely and prompt communication which kept me informed the whole time. I can recommend Bernie if you are after a Mortgage broker you can trust to find the best deal for you and to help simplify the process.

Mark B

Finding The Right Loan For Your Circumstances

We empower our clients through the highest level of customer service. Red Hill Home Loans has extensive experience adapting lending needs of residential and investment property owners.